The Great British Mortgage Swindle

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Cease and Desist
Sent To Lloyds Banking Group 

from Michael O'Bernicia on behalf of all mortgage holders with Lloyds
16 October  2019

Huge News! A Cease and Desist Letter has been sent today to the
Lloyds Banking Group - They are becoming Toast!

Letter sent by Michael O'Bernicia on behalf of all who have mortgages with the Lloyds Bank Group and all their subsiduaries

Lloyds Bank Group consists of , amongst others Halifax, Birmingham Midshires, Intelligent Finance,Clerical Medical, Lloyds Bank plc, Bank of  Scotland plc, Scottish Widows, Lloyds Development Capital, Agricultural Mortgage Corporation, HBOS and Black Horse

Cease and Desist Notice To Lloyds Banking Group

Today we have caused the service of the following Notice To Cease & Desist, upon the Chief Executive Officer of the Lloyds Banking Group, demanding the immediate cessation of all mortgage-related proceedings, in which there has been at least one allegation of some form of signature forgery.

FAO: António Horta-Osório
CEO of Lloyds Banking Group
25 Gresham Street
London EC2V 7HN

Notice to Principal is Notice to Agent
Notice to Agent is Notice to Principal

Dear Mr Horta Osario,
Re: Representative Actions to end Lloyds Banking Group mortgage fraud.

For and on behalf of every Lloyds Banking Group mortgagor, we hereby serve notice that you must immediately order every bank within your group to cease and desist in the collection and/or enforcement of every mortgage account on your books, in relation to which a forged signature has been alleged by the account holders.

Since every mortgage transaction that is subject to our representative actions to end Lloyds Banking Group mortgage fraud contains at least one signature that is alleged to have been forged [whether it be the signature and/or the attestation to the signature on a mortgage or transfer deed, or other legal documents]; and because the Chair of the All-Party Committee on Fair Business Banking, Kevin Hollinrake MP, has written to you requiring Lloyds to desist in the exact same regard; you are emphatically obliged to take immediate and decisive action.

This letter from Kevin Hollinrake MP, which we have enclosed for your convenience, was triggered by the initiation of criminal investigations by the NCA and the SFO into widespread allegations of institutionalised signature forgery and other related frauds by the Lloyds Banking Group, following the persistent petitioning of Thames Valley Police and Crime Commissioner, Anthony Stansfeld.

Wherefore, failure to provide us with your signed agreement that the Lloyds Group will cease and desist without delay in all mortgage-related collection and proceedings within three days of your receipt of this notice, will result in you and your board being held both personally and criminally liable for what is tantamount to financial racketeering, given the exponentially growing evidence that the Lloyds Banking Group has been engaged in institutionalised signature forgery and mortgage fraud for decades.

In sincerity and honour, without malice, ill will, frivolity or vexation,

Michael O’Bernicia

Served for & on behalf of Lloyds Group Mortgagors
All Rights Reserved. Errors and Omissions Excepted

In the event we do not receive the reasonably requested signed agreement to cease and desist within three days of his receipt of this missive, we will take all the steps necessary to bring Horta Osario and his board before a jury, to answer to allegations of financial racketeering and institutionalised mortgage fraud.

Make no mistake about it – the Bankster-Busters’ net is closing in on every bankster on these shores. Including those who consider themselves immune from the consequences of their crimes.

It Was The Conveyancing Solicitors Wot Done It

How the Banks are caving in - read full report

Article on The Great British Mortgage Fraud

The fraud perpetrated through the banking scandals and crash of 2008 have exposed how nearly 11 million mortgage holders in the UK have been swindled - read full article

Cease and Desist Fraudulent Activity 

All-Party Parliamentary Group on Fair Business Banking demands Lloyds Bank cease and desist fraudulent actions - read letter

Cease and Desist Letter Sent To Lloyds Banking Group

On behalf of all Lloyds Bank mortgagors a cease and desist letter has been sent to the Banking group - read letter

Related Links

Historic Judgment Which Changed Everything For UK Mortgagors
Bank Abandons Mortgage Possession Claim After Mortgagor Alleges Fraud
The Dawning of a New Day in the Fight Against Mortgage Fraud
Here Lies Yet More [Yes, More!] Incredible TGBMS News
BOOM! TGBMS Shakes The Room At The Land Registry
The People v The Banks: Representative Actions To End Mortgage Fraud
8 Steps To Cancelling Your Illegal Mortgage and Claiming Indemnity
Land Registry Confirms That No Mortgage Arises Without Legally Valid Documents
Mortgage Fraud 101: Summary of The TGBMS Grounds
Join The Unlawful Eviction Prevention Force
So You Want To Join The Class Actions To End UK Mortgage Fraud


Visit the official website for The Great British Mortgage Swindle:
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Buy the DVD on Amazon:
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Read More in Banking Crimes


More Links to follow through so you can also find out more and join the check mating on your own mortgage fraud and the class action

Renegade Inc is one of the most informative programs on mainstream media – A must watch as the Michaels explain precisely what they have been through and achieved to Ross Ashcroft.

TGBMS GROUNDS What you need to know -

So You want to join the Class Action – tells you steps to do to get up to speed.

The full length feature film – The Great British Mortgage Swindle – that encapsulates much of the whole journey and process they have had to endure against establishment resistance – – A must watch!

The FB page

Mortgage Fraud Three Letter send

Beat the Bailiffs all things CCJ – Parking – Bailiffs – Debt Collectors – this is for all things non mortgage where people get shit scared they will lose their pants – otherwise called irrational fear of criminal actions against you!!

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Jonathan L Trapman is an author, creative writer and photojournalist who has spent the better part of his 45 odd years in public life, learning from his personal experiences, sharing them, listening to others, whose lives have allowed him to open his own mind to a beauty, even within horror, that is transforming and empowering. His written work endeavors to convey, through true tales and fiction, impressions thus garnered. Dreams and Realities can be purchased (signed by the author if wanted) here.

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